Disclaimer
Last updated: March 28, 2026
AIPetInsurance.com is an informational website only. We are not a licensed insurance agent, broker, or producer. We do not sell, solicit, or negotiate insurance policies. Nothing on this site should be construed as insurance, financial, veterinary, or medical advice. All decisions regarding pet insurance should be made after consulting with a licensed insurance professional and your veterinarian.
Not Insurance Advice
AI Avatar LLC (“Company”), operator of AIPetInsurance.com, is not licensed to sell, solicit, or negotiate insurance in any jurisdiction. The information presented on this Site, including breed risk scores, cost estimates, health data, and provider comparisons, is for general informational and educational purposes only. It does not constitute a recommendation to purchase or decline any insurance product. You should not rely solely on information from this Site to make insurance purchasing decisions.
Not Veterinary or Medical Advice
Health risk information, breed-specific condition data, prevalence rates, and treatment cost estimates presented on this Site are compiled from publicly available sources and are general in nature. They do not apply to any individual animal and should not be used as a substitute for professional veterinary advice, diagnosis, or treatment. Always consult your veterinarian regarding your pet’s health.
Not Financial Advice
Cost projections, ROI estimates, premium estimates, and savings calculations presented on this Site are approximations based on statistical models and publicly available data. They are not guaranteed and may not reflect actual costs, premiums, or savings. You should consult with a qualified financial advisor before making financial decisions based on information from this Site.
Accuracy of Information
We make reasonable efforts to ensure the accuracy of information on this Site, but we do not guarantee that all information is current, complete, or error-free. Insurance provider terms, coverage, pricing, eligibility requirements, and availability change frequently and without notice. Provider information displayed on this Site may be outdated. Always verify current coverage details, pricing, and eligibility directly with the insurance provider before purchasing a policy.
AI-Generated Content & Risk Profile Tool
The Risk Profile Tool and related analytical tools on this Site use algorithmic models to generate informational estimates. These tools produce generalized outputs based on breed averages and statistical data — they do not account for your pet’s individual health history, genetics, lifestyle, geographic location, or other personal factors that may significantly affect actual costs and risks. Outputs such as “risk scores,” “risk classifications,” and “cost projections” are informational labels only and should not be interpreted as professional advice or guarantees.
Affiliate Disclosure
This Site may contain affiliate links to insurance providers and other third-party services. If you click an affiliate link and subsequently purchase a product or service, AI Avatar LLC may receive a referral commission at no additional cost to you. The presence of affiliate links does not constitute an endorsement, recommendation, or guarantee of any provider, product, or service. Our informational content is based on publicly available data and is not influenced by affiliate relationships.
Third-Party Websites
This Site contains links to websites operated by third parties. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. Clicking a link to a third-party website does not imply endorsement by AI Avatar LLC. Your interactions with third-party websites are solely between you and that third party.
Limitation of Liability
Under no circumstances shall AI Avatar LLC be held liable for any damages resulting from the use of or reliance on information provided on this Site, including but not limited to decisions to purchase or decline insurance, veterinary treatment decisions, or financial losses. Use of this Site is entirely at your own risk. See our Terms of Use for the full limitation of liability.
Contact
If you have questions about this Disclaimer, please contact us at legal@aipetinsurance.com.